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Q&A

  • How Lump-sum pension refund changes for pension reform

    How Lump-sum pension refund changes for pension reform

    On June 13 of 2025, pension reform laws were approved at Japanese Diets. Japanese pension systems are basically revised every 5 years.

    Japanese government is now being in the process of their official proclamation. Within 4 years after official proclamation, the following reform is to be implemented.

    When official proclamation is done we will upload our report on this blog.

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  • Is it OK to select a favorable currency for your pension refund?

    Is it OK to select a favorable currency for your pension refund?

    Each country has a designated currency for international transfer, that cannot be changed
    Japanese pension refunds (Lump-sum Withdrawal Payments) are transferred internationally via Mitsubishi UFJ bank on behalf of the government. Each country has a designated currency for transfers from Japan, that cannot be changed.

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  • By when do you need to claim Japanese pension refunds

    By when do you need to claim Japanese pension refunds

    Non-Japanese persons are permitted to claim their pension refunds (Lump-sum Withdrawal Payments) within 2 years after “you do not have an address in Japan”.
    In Japanese resident registration system all residents who are going to move out of Japan shall submit Moving-out

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  • How long does it take to receive Japanese pension refund?

    How long does it take to receive Japanese pension refund?

    3-4 months at minimum but possibly longer
    You can submit claiming papers of your Japanese lump-sum pension refund (Lump-sum Withdrawal Payments) to Japan Pension Service

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  • How much will be your lump-sum pension refund?

    How much will be your lump-sum pension refund?

    Table : How the amount of Pension Refund is calculated

    Kosei Nenkin (厚生年金, こうせいねんきん) covers people who are employed by companies.

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  • Back to when income tax refunds permitted? (ver. Year 2026)

    Back to when income tax refunds permitted? (ver. Year 2026)

    You can claim income tax refunds for salaries you had received in Japan for past 5 years.

    This is the list of years whose tax refunds Japanese tax office accepts:

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