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Q&A
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How Lump-sum pension refund changes for pension reform
Read more..On June 13 of 2025, pension reform laws were approved at Japanese Diets. Japanese pension systems are basically revised every 5 years.
Japanese government is now being in the process of their official proclamation. Within 4 years after official proclamation, the following reform is to be implemented.
When official proclamation is done we will upload our report on this blog.
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Is it OK to select a favorable currency for your pension refund?
Read more..Each country has a designated currency for international transfer, that cannot be changed
Japanese pension refunds (Lump-sum Withdrawal Payments) are transferred internationally via Mitsubishi UFJ bank on behalf of the government. Each country has a designated currency for transfers from Japan, that cannot be changed. -
By when do you need to claim Japanese pension refunds
Read more..Non-Japanese persons are permitted to claim their pension refunds (Lump-sum Withdrawal Payments) within 2 years after “you do not have an address in Japan”.
In Japanese resident registration system all residents who are going to move out of Japan shall submit Moving-out -
How long does it take to receive Japanese pension refund?
Read more..3-4 months at minimum but possibly longer
You can submit claiming papers of your Japanese lump-sum pension refund (Lump-sum Withdrawal Payments) to Japan Pension Service -
How much will be your lump-sum pension refund?
Read more..Table : How the amount of Pension Refund is calculated
Kosei Nenkin (厚生年金, こうせいねんきん) covers people who are employed by companies.
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Back to when income tax refunds permitted? (ver. Year 2026)
Read more..You can claim income tax refunds for salaries you had received in Japan for past 5 years.
This is the list of years whose tax refunds Japanese tax office accepts: